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Bank of America (BofA) has revised its expectations for South Africa's interest rate cutting cycle, now predicting it will begin in September 2024, earlier than its previous forecast of January 2025. The South African Reserve Bank (SARB) kept the repo rate at 8.25% in its latest meeting, but minority voters called for a cut, indicating a shift in the monetary policy outlook. BofA expects four rate cuts totaling 100 basis points by March 2025, with the possibility of an outsized cut in September. However, the SARB may be cautious due to global concerns and potential impact on the rand. A weaker rand could impact inflation, while a stronger rand could lead to lower inflation. Investec Chief Economist Annabel Bishop notes that a delay in interest rate cuts in South Africa could strengthen the rand, but the SARB's dovish communication has already weakened the currency.

Interest rate relief coming sooner than expected in South Af...

Bank of America (BofA) has revised its expectations for South Africa's interest rate cutting cycle, now predicting it will begin in September 2024, earlier than its previous forecast of January 2025. The South African Reserve Bank (SARB) kept the repo rate at 8.25% in its latest meeting, but minority voters called for a cut, indicating a shift in the monetary policy outlook. BofA expects four rate cuts totaling 100 basis points by March 2025, with the possibility of an outsized cut in September. However, the SARB may be cautious due to global concerns and potential impact on the rand. A weaker rand could impact inflation, while a stronger rand could lead to lower inflation. Investec Chief Economist Annabel Bishop notes that a delay in interest rate cuts in South Africa could strengthen the rand, but the SARB's dovish communication has already weakened the currency.

As a landlord, saving on a rental agency’s commission by managing your own investment property may seem like a smart move. However, having checks and balances in place as well as a correctly worded lease agreement could save you money - and headaches - in the long run.

Benefits of using a rental agency

As a landlord, saving on a rental agency’s commission by managing your own investment property may seem like a smart move. However, having checks and balances in place as well as a correctly worded lease agreement could save you money - and headaches - in the long run.

Empower your decisions with specialised Credit Bureau servic...

Advanced tenant, client, and teacher vetting tools from a trusted Credit Bureau.

Tenant Profile Network

Who is TPN? Founded in 2000 by managing director Michelle Dickens, the company focus was to prevent habitually delinquent tenants from abusing property managers and landlords by creating a database to register these tenants conduct. In 2007, with the advent of the National Credit Act, TPN registered to become a credit bureau. TPN is the only credit bureau globally to specialize in the property industry and as such we have created many unique products which do not exist internationally. TPN has also formed close working relationships with global credit bureaux TransUnion and Experian to further enhance the abilities of our customers when vetting their tenants. However, our biggest contribution to the property industry has undoubtedly been the creation of a rental payment profile - another global first - which gives tenants the opportunity to improve their credit scorecard while renting premises. "I use TPN for all my personal investment properties and leases I do & would not recommend anyone who is either a property investor, or rental agent to go without using TPN."-Flat & Townhouse Specialist. Estate agent & Property investor, Menno van Mechelen."

Paddocks- Specialist sectional title and home owners' associ...

Paddocks is a specialist sectional title and home owners' association (HOA) firm that provides a range of products and services throughout South Africa. Paddocks is headed by Prof Graham Paddock, who is an authority on sectional title and HOA law and practice, and managed by Jennifer Paddock, who is a specialist sectional title attorney. Paddocks is driven by a team of passionate people with extensive skills in education, marketing and information technology. Paddocks works together with the University of Cape Town's Law@Work Department to provide sectional title education throughout South Africa. University of Cape Town The Sectional Title Scheme Management course is presented in conjunction with the University of Cape Town. South African universities obtain accreditation for their qualifications through the Higher Education Quality Committee (HEQC) of the Council on Higher Education (CHE). This body is recognised as the Education and Training Quality Assurance body (ETQA) by the South African Qualifications Authority (SAQA).